Your Trusted Financial Advisors
Since 1997.
Delivering precise compliance, strategic financial architecture, and dedicated advisory for scaling businesses.
Precision Audits.
Smart Tax Structuring.
S M Ratnani & Co is a niche Chartered Accountancy firm based in Yavatmal, Maharashtra, established in 1997 with a clear mission — to be the most trusted financial partner for every client we serve.
With over 28 years of uninterrupted practice, we have built our reputation on integrity, precision, and a deep sense of accountability. Our clients range from first-generation entrepreneurs and startups to well-established corporations across diverse industries.
Led by two highly qualified and experienced partners — CA Sanjay Madanlal Ratnani and CA Om Sanjay Ratnani — the firm has grown into a comprehensive professional services practice offering an extensive bouquet of services under one roof.
What truly distinguishes us is our philosophy: we treat every client's business as if it were our own. We don't just audit numbers or file returns — we actively look for ways to protect your interests, optimise your tax position, and strengthen your financial foundation.
Highest professional and ethical standards in every engagement.
Deep domain knowledge and current understanding of financial laws.
Long-term partnership with timely advice and continuous support.
Two practitioners.
One standard of care.
With nearly three decades of practice, CA Sanjay Ratnani is the cornerstone of the firm's expertise. His deep knowledge of Taxation (Direct & Indirect), Audit, and Finance has guided thousands of businesses and individuals towards financial clarity and compliance excellence
CA Om Ratnani brings contemporary expertise in State and Central Governments Subsidies, Finance, GST, corporate compliance, and business advisory. A dynamic professional committed to leveraging modern tools and regulatory knowledge to deliver measurable value to every client engagement
Building Trust Through Expertise. Delivering Value Through Every Service.
From day-to-day book-keeping to complex litigation and government subsidy advisory.
Finance & Subsidy
Advisory and execution across Tourism, DIC and a wide spectrum of State and Central Government subsidies, plus project finance support.
Show details- Tourism subsidy advisory and applications
- District Industries Centre (DIC) subsidy claims
- State and Central government incentive schemes
- Project report preparation and bank liaison
- Working capital and term-loan structuring
Direct & Indirect Taxation
End-to-end taxation — planning, compliance, representation and litigation across direct and indirect tax laws.
Show details- Income-tax planning, returns and assessments
- TDS and withholding compliance
- Appeals before CIT(A), ITAT and higher forums
- Tax notices, scrutiny and search representation
- International taxation and transfer pricing
GST Advisory & Filings
Registration, monthly compliance, audits, reconciliations and representation under the GST regime.
Show details- GST registration and amendments
- Monthly, quarterly and annual returns
- Input tax credit review and reconciliations
- GST audit and departmental representation
- Refund applications and litigation support
Audit & Assurance
Statutory, tax, internal and management audits delivered with rigour, independence and clear actionable insight.
Show details- Statutory audit under Companies Act
- Tax audit u/s 44AB
- Internal and management audits
- Stock, revenue and concurrent audits
- Due diligence and special-purpose reviews
Business Advisory
Strategic counsel for growing businesses — from financial modelling and valuations to long-term planning.
Show details- Financial modelling and projections
- Business valuations
- Transaction advisory and due diligence
- Cost optimisation and MIS design
- Strategic and succession planning
MSME & Startup
Helping founders register, fund and structure their ventures with the right compliance from day one.
Show details- MSME / Udyam registration
- Startup India recognition and tax benefits
- Entity structuring — LLP, Pvt Ltd, OPC
- Founder agreements and cap-table guidance
- Grant, subsidy and seed-funding support
Accounting & Book-Keeping
Reliable, audit-ready books — maintained on modern cloud platforms with periodic management reporting.
Show details- Day-to-day book-keeping
- Cloud accounting setup and migration
- Payroll processing
- Periodic financial statements
- Management information reporting
Corporate Compliance
Companies Act, LLP and FEMA compliance — incorporations, secretarial filings and ongoing governance support.
Show details- Company and LLP incorporation
- ROC filings and event-based compliance
- Board and shareholder meeting support
- FEMA, FDI and ODI reporting
- Maintenance of statutory registers
Excellence in Every Engagement. Trust in Every Relationship.
Senior Partner-Led Accountability
Every audit engagement, complex tax structure, and representation before authorities is directly directed and reviewed by senior partners—ensuring seasoned expertise, not junior delegation, is on the front lines of your business.
Preemptive Risk Mitigation
We perform diagnostic pre-audit reviews and rigorous compliance health checks to identify potential exposure areas in GST, direct tax, and financial reporting before regulatory notices arise.
Legacy of Professional Trust
With over 28 years of uninterrupted practice since 1997, we have earned the trust of regional corporations, MSMEs, and family groups through strict compliance with ICAI standards and ethical integrity.
Comprehensive Advisory Ecosystem
We combine statutory compliance, direct/indirect taxation, and corporate governance with specialized project finance and government industrial subsidy advisory under one single roof.
We'd be glad to listen.
Reach out via phone, email, or visit our office.
- Phone 1+91 94221 67085
- Phone 2+91 84217 99620
- Phone 3+91 83780 36921
Monday – Saturday · 11:00 AM – 7:00 PM